Regardless of how careful you plan, life will throw you some unexpected curve balls. These unexpected emergencies will often have a price tag that you can’t afford. At some point in time, we will all need some quick cash.
You can be a great planner, make great budgets and something will still happen that requires extra money. An illness that results in medical bills you can’t afford, a car that suddenly breaks down or an appliance that goes on the fritz. At the most inconvenient time, an emergency happens. What are you going to do? You need just a few hundred or a couple of thousands to take care of this financial obstacle.
Title loans Shaker Heights can help you get the cash you need fast.
Title loans Shaker Heights Can Provide a Hassle Free Experience
Let’s face it. Getting a loan from a bank is difficult. Since the economic turmoil of the Great Recession, lenders are more skeptical of lending money.
Most traditional banks and lending institutions will require you to have a fairly good credit score, income stipulations.
When you have an emergency, you don’t have time for red tape and the hassle from any lender. Title loans in Cleveland can help you avoid this.
What is a Title Loan?
A title loan is money loaned that is secured by a vehicle title. Thus, if you have a clear title with no liens in your name, you most likely can get a title loan. With some loans, no collateral is needed to obtain the loan. These loans require good to great credit and income, and job history stipulations. If you have some credit issues, more than likely you will not be approved for this type of loan.
With a title loan, your credit is not an issue. In the best case scenario, you get the loan and keep driving your car while you make payments on the loan with Title loans Shaker Heights.
Your loan amount will be based on the value of your vehicle and the local laws that govern title loans in your state. Once you pay the loan back, the title loan company releases the title back to you. It is really that simple. Keep your car, get the money, pay the money back over time or pay it back at one time. The choice is yours.
Title Loans Shaker Heights Online Process
We understand that your time is valuable. Convenience and prompt service are paramount. We have a short, easy to understand online application. Simply complete this application with your full name, your complete address with zip code, a good contact phone number, and all vehicle information.
Include the make, model, mileage and color of the car. A Vehicle Identification Number is very helpful as well. Once you submit the form, we will provide you with a free title loan estimate. Specify a good time for a representative to contact you, and before you know it, you will have cash in your hands.
Title Loan Laws in Ohio
Each state has specific laws that govern how title loan companies can do business in that state. Ohio stipulates that a title loan can’t exceed $800. The maximum time frame is 6 months. This means the title loan can be renewed up to 6 months, and our interest rate can’t exceed 28%. It is good to know that you are protected. Keep in mind, you will be approved for a loan amount based on the value of your car. You can choose to take the full amount or just a partial amount. Once again, the choice is yours. Contact us today and get fast cash today.